@Article{gh2021,
author={Guerrieri, Luca and Harkrader, James Collin},
title={{What drives bank performance?}},
journal={Economics Letters},
year=2021,
volume={204},
number={C},
pages={},
month={},
keywords={Pre-provision net revenues; Charge-off rates; Macroeconomic factors; Banking factors; Principal comp},
doi={10.1016/j.econlet.2021.10},
abstract={Changes in macroeconomic conditions explain the preponderance of the fluctuations in loan charge-offs. Idiosyncratic factors account for a sizable share of the variation in bank revenues, which points to the importance of bank-specific business models as drivers of performance.},
url={https://ideas.repec.org/a/eee/ecolet/v204y2021ics0165176521001610.html}
}